This: “…many people who donate never see those tax write-offs anyways. I try to donate about five percent of my income to nonprofits each year, but I have never seen any tax benefit from my donations. I’ve never written them off because the amount I give is always less than the standard deduction (since five percent of what I make isn’t that much), and since I don’t have a mortgage, I don’t have any real reason to do line-item deductions.”